Payday is now any day.
McLeod Health has partnered with Rain so you can access your earned wages any time, for any reason.
How it works
1
Download the app and sign up.
Launch the app and sign up by verifying basic information and linking us to an existing
bank account or debit card of your choice.
2
Start using Rain Instant Pay.
Immediately track available earned wages, make transfers, and explore financial wellness tools.
3
Get the remaining wages on your next paycheck.
The exact amount you withdrew during the pay period will appear as a single line deduction on your pay stub.
“Definitely not only convenient but a huge game changer. This company is great!”
—Janna, via Trustpilot
Financial wellness isn't just about money. It's about peace of mind.
Financial Safety Net
Be more equipped to manage the unexpected and emergency expenses life throws at you.
Debt Relief
Reduce the need to rely on high-interest loans, credit cards, and other unsustainable options.
Balance Income & Expenses
Better align your pay with your bills and start eliminating any unnecessary late payment fees.
Financial Learning
Access free in-app tools like overdraft alerts, spending trends, and financial coaching.
Financial Safety Net
Be more equipped to manage the unexpected and emergency expenses life throws at you.
Balance Income & Expenses
Better align your pay with your bills and start eliminating any unnecessary late payment fees.
Debt Relief
Reduce the need to rely on high-interest loans, credit cards, and other unsustainable options.
Financial Learning
Access free in-app tools like overdraft alerts, spending trends, and financial coaching.
A Path Forward
Don't let waiting for payday hold you back. With Rain, you can access a portion of your earned wages for free within 1-3 business days or instantly for a small fee.
We're proud to offer this benefit as part of McLeod Health's commitment to your wellbeing, on and off the clock.
Need app support?
We're here 24/7 to answer your questions and help you navigate your account.
care@rain.us
Phone
1-424-369-RAIN
In-app chat
Launch and tap on the chat icon.
Help desk
Browse topics or send a message.
FAQ
As a McLeod Health employee, you're automatically eligible for the app, whether you're an hourly or salaried worker.
Rain Instant Pay allows you to cash out a portion of your earned wages ahead of your scheduled paycheck. It can provide a safety net for unexpected or emergency expenses, reduce the need for high-interest credit cards, and help you save for the future. The amount available is based on your accrued, unpaid wages.
McLeod Health and Rain work together to ensure that your pay information is transmitted through a secure connection. Your wage balance (based on pay rate and the hours you have worked) will be populated daily and made available to you in the app. Depending on setup, an allowed percentage may be in place to help you maintain financial balance.
Transfers can be made to a personal bank account or debit card. You can choose to receive funds immediately for a small fee or in 1-3 days via ACH transfer for free. The amount that you withdraw will be deducted from your next paycheck. It will appear on your pay stub as a line item so there’s never any confusion.
Getting started is fast and easy! Head over to the Apple App Store or Google Play Store and download Rain Instant Pay. Launch the app and click on "Create Account." From there, follow the messaging prompts and you’ll be on your way.
You are not required to apply for or open a new account in order to access your funds.
Rain will not interfere with your direct deposit.
Rain takes security seriously and has important safeguards in place to protect your account. These include one-time passwords (via phone or email) for account access and in-app verification for accessing sensitive information. We also employ additional protections when changing any sensitive data. These features work together to keep your account secure and reduce the risk of fraud.
Yes! McLeod Health allows you to withdraw a portion of your earned wages per pay period. This limit is a common safeguard to ensure you still receive a substantial paycheck on payday.
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© 2025 Rain Technologies Inc.
Rain is a financial technology company, not a bank. Rain deposit accounts are provided by Evolve Bank & Trust, Member FDIC.