Rain Instant Pay
The value of earned wage access
Employers
Rain's EWA program generates goodwill among employees while enhancing retention, attendance, and recruitment for your business.
Employees
Our app gives employees access to their earned wages early, assisting on the journey to a more comfortable financial future.
Designed with Integrity
Rain delivers a transparent employee experience that continuously evolves to meet real-world demands.
Employees have two options when cashing out: ACH for free or instantly to an existing card for a small fee.
Paychecks are not compromised because our payroll adjustment model keeps employers in control of disbursement.
Total advanced wages per pay cycle are clearly displayed on a single line item on pay stubs. That means zero confusion.
Employers are able to set withdraw limits on employee transactions to help prevent unsustainable habits and fees.
Employees can transfer wages to existing bank accounts, with onboarding to first transaction completed in under 60 seconds.
Our US-based team is available via in-app chat, email, text or phone with an average response time of < 1 minute.
100% approval with no KYC required and 99.99% balance availability uptime means no blackout periods.
We're the most data minimalist in the industry, only collecting 6 basic fields. Never highly sensitive information like SSN or DOB.
Rain has strict security measures in place to prevent sharing of information and fraudulent use of accounts.
Built for Efficiency
Rain simplifies adding a financial wellness program to your benefits library without burdening your HR and Payroll teams.
Implementation is free of cost and Rain provides the funding, allowing you to stay budget neutral while empowering staff.
Our program doesn't require you to surrender payroll control, eliminating complicated layers and reputational risks.
A team of experts will loop with you across your entire EWA journey—from implementation to onboarding and beyond.
Our modernized process led by our certified technical implementation experts will have your new benefit up and running in < 45 days.
Rain's solution is fuss-free and seamlessly integrates with your existing payroll and timekeeping systems, expediting launch.
Our user care team is available 24/7 answering and fully resolving employee inquiries, putting your teams at ease.
Operational efforts from your teams are narrowed to a single payroll deduction ingestion at the end of each pay period.
Rain's model aligns better with financial regulations and offers employees more transparency and lower costs.
Set withdraw and transactional limits, analyze program impact, make adjustments to employee status, and more as needed.
Delivered with Care
Providing personalized customer support is in our DNA. Our industry-leading NPS® scores are proof that our clients trust us and are proud champions of our product.
Customer Service
0
Rain's customer success team ensures every client receives a tailored experience. Regular check-ins, engagement campaigns, and detailed analytics are just some of the ways we collaborate with employers.
Implementation
0
Rain's stellar implementation team has earned and maintained a perfect score, reflecting the dedication, expertise, efficient processes, and the seamless onboarding experience it enables.
Raising the Compliance Bar
As a relatively new benefit in a rapidly evolving industry, it's important for employers evaluating potential EWA solutions to consider, at least in part, the regulatory compliance measures that the providers apply to their own businesses.
At the end of the day, you should have confidence in the EWA provider you choose to entrust with your employee's financial wellness.
Partners delivering earned wage access responsibly
In Good Company
Rain partners with technology industry leaders to amplify the cost saving benefits of our Earned Wage Access solution.
Work with us
© 2025 Rain Technologies Inc.
Rain is a financial technology company, not a bank. Rain deposit accounts are provided by Evolve Bank & Trust, Member FDIC.