2026 Financial Wellness Award

Financial health for the modern workforce

Rain helps employees stabilize, control, and grow their finances and delivers measurable value in retention, productivity, and recruiting.

3.5M+ employees empowered

70K+ 4.8 star reviews

Cameron just cashed out to buy groceries
Jessica just avoided a $35 overdraft fee
Marcus just auto-saved 10%
of his paycheck
Jessica just avoided a $35 overdraft fee
Trusted by top teams

Real Business Impact

Employees call it "relief". You’ll call it retention.

When employees are worried about rent or an unexpected car bill, that stress comes to work. Rain removes the leading driver of distraction, absenteeism, turnover and financial stress.

35%

Turnover improvement after 1 year

17+

More hours worked per month

2x

More job applications on average

15-30%

Increase in timeclock compliance

Financial Health

Put your people on a path toward financial health.

This isn’t just about getting paid faster. It’s about providing financial shelter today and strength tomorrow. When employees can handle what’s now, they can focus on what’s next.

A lifeline, not a loan

Rain isn't a loan. It's not credit. It's not future pay. It's simply giving your workers access to money they've already earned — before payday arrives.

Balance protection

More than just access to pay. Support your employees on their journey to financial health with budgeting tools, spending analysis, free tax filing, and more.

Financial coaching

Full suite of financial health tools. No hidden fees, no surprises, just honest, impactful financial tools.

Integrations

Connect in days, not months.

Our platform delivers enterprise-grade security with AI-era execution speed.

The most data minimal model

Rain collects the least amount of data of all U.S. providers - only 6 required data fields (no SSN or DOB).

Best-in-class U.S.-based user care

White-glove service at every stage. 24/7 U.S.-based user care with response times < 30 secs and native English and Spanish speakers.

Customers

Driving bottom line impact for companies that move the world.

Industry leaders across sectors choose our platform to care for their people and strengthen their performance — because it’s simple, secure, and proven to work.

“A true retention driver.”

“Our new found retention has given us the confidence to proceed with the development of new locations this quarter.”

“Our people call it a lifeline.”

We see Rain as a partner in our mission to provide holistic care.

“Live in under a week.”

The startup with Rain was one of the most hands off, efficient, simple and positive implementations.

Security

Built for enterprise. Secure by design.

Industry leaders across sectors choose our platform to care for their people and strengthen their performance — because it’s simple, secure, and proven to work.

End-to-end encryption

Proprietary data-ingestion system and U.S.-centered technology platform built and maintained by Rain’s in-house engineering team.

Enterprise-grade deduction model

Fortune 500 employers’ preferred model that keeps them in control of their payroll and data.

Third-party audited and tested

Certified to SOC 1 Type 2, SOC 2 Type 2 and ISO/IEC 27001 standards.