The following terms, agreements, and disclosures are provided by Rain Instant Pay to inform customers of their rights and the public of our business operations. These documents are updated regularly to reflect any changes in our business operations. We work to ensure that our customers have access to the latest information on our services and are always available to assist customers who may have questions or concerns about the contents of our documents.

General Disclosures

Terms of Service

‍Rain Privacy Notice

E-SIGN Act Consent Form‍
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‍Account Agreements

Payroll Model for EWA

Earned Wage Access (EWA) Agreement

Bank Product

2022 Evolve Credit Line Account Agreement

Earned Wage Access (EWA) Agreement

Bank Product +

2023 Evolve Credit Line Account Agreement

Evolve Deposit Account Agreement

Earned Wage Access (EWA) Agreement

Fee Schedule

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Rain is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Member FDIC.

Funds deposited into Evolve Deposit Accounts provided by Evolve Bank & Trust are covered by the FDIC standard deposit insurance amount. The standard deposit insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.