As financial stress continues to impact millions of U.S. workers, more employers are seeking modern solutions that support employee financial wellness while improving retention and operational efficiency. Today, Rain, a leading Earned Wage Access (EWA) provider, announced a new partnership with AllianceHCM, a trusted all-in-one payroll and HR platform. This collaboration makes it easier than ever for companies to offer responsible EWA directly through their existing payroll systems.

A powerful integration built for today’s workforce

AllianceHCM supports employers across key industries such as restaurant, retail, manufacturing and health care. These sectors face some of the highest turnover rates and greatest amount of pressure to enhance the employee experience.

By integrating Rain’s earned wage access platform with AllianceHCM, employers can now:

• Offer EWA without changing payroll providers
• Reduce administrative complexity
• Improve payroll accuracy and compliance
• Provide employees with real-time visibility into their earned wages
• Reduce financial stress and improve retention and productivity

This direct integration helps employers deliver financial wellness benefits that are simple, compliant and efficient, minimizing any additional administrative burden on the HR and payroll teams.

Why EWA matters for employers now

Financial stress is one of the biggest challenges facing today’s workforce. According to a September 2025 Newsweek report, 67% of U.S. workers are living paycheck to paycheck, making everyday expenses difficult to manage.

This financial instability leads to:

• Higher turnover
• Increased absenteeism
• Lower productivity
• More employee burnout

Earned wage access gives employees access to their already-earned wages before payday, helping them avoid payday loans, overdraft fees and late bill payment fees. For employers, offering EWA can dramatically improve retention, productivity and employee engagement.

When EWA is delivered through a secure and compliant payroll integration, it becomes one of the most impactful financial wellness benefits available to your hourly and frontline workforces.

Leaders highlight the value of the Rain + AllianceHCM partnership

Rain’s Vice President of Channel Sales & Partnerships, Shohan Rahman, emphasized the importance of strategic partners in expanding responsible EWA access:

“Our partner network continues to grow at an accelerated pace. These partnerships extend our reach to many more companies, helping to ease the burden of financial stress for millions of employees. We’re grateful to AllianceHCM for trusting Rain to deliver a responsible earned wage access solution to their clients.”

AllianceHCM’s Senior Vice President of Sales, Vickie Sorokin, underscored how the integration supports employers:

“At AllianceHCM, we build partnerships that streamline payroll and HR operations. Integrating Rain’s earned wage access solution reflects our commitment to helping clients reduce turnover costs, strengthen employee engagement and retention, boost productivity, and simplify labor management across every location.”

A seamless, compliant and scalable EWA solution

As more companies begin to prioritize financial wellness for their employees, this partnership enables employers to offer a safe, responsible and compliant EWA program through the payroll provider they already rely on. Rain’s platform is designed for:

• Accuracy
• Transparency
• Scalability
• Security
• Regulatory compliance

AllianceHCM’s customers now have access to a proven EWA solution that supports both employee well-being and your organization’s ability to attract and retain top talent.

The Rain + AllianceHCM partnership marks a major milestone in expanding access to responsible earned wage access benefits. Employers looking to reduce turnover, improve employee experience and support workforce financial stability can now deliver EWA more easily than ever.

To learn more, schedule time to speak with one of our experts today.